The Closer II - Dallas/Fort Worth is responsible for the moderately supervised closing and funding of residential loans according to established guidelines and procedures.
*Reviews processing, underwriting and title documents for proper completion. Reports deficiencies to appropriate party.
*Performs mathematical calculations relating to principal, interest, and other amounts in checking and verifying document computations.
*Compiles information from loan file; prepares and issues closing instructions to title company or attorney's following established procedures. Secures the preparation of closing documents through various methods.
*Arranges for the funding of loan proceeds by completing and forwarding paperwork; secures the delivery of funds to settlement agent. Approves the disbursement of monies upon review of required items.
*Responsible for accounting of loan proceeds and the accurate reporting of funds disbursement to the Accounting department and management.
*Tracks and solicits the return of signed closing packages.
*Reviews signed packages; arranges file in specified order and delivers closed loan to the Shipping department within the allotted time frame.
*Responsible for curing deficiency reports made by Shipping, Insuring, Post-Closing, Document Follow-up, Custodian, and Quality Control.
*Retrieve final documents (original recorded Security Instrument, Title Policy & endorsements and assignments). Solicit all parties necessary to retrieve these documents.
*Corresponds with title companies, government agencies, branches and other departments in writing or by telephone to answer questions and solve problems relating to loans closing.
*Other duties as assigned.
*2+ years of previous closing experience
*Knowledge of fundamentals of mortgage lending process
*Knowledge of underwriting guidelines and most current guidelines and requirements of government and private market mortgage investors as they relate to closing
*10 key by touch
*Typing skills 40 wpm
*Basic computer skills
*Strong basic math and accounting skills
*Strong proof reading / auditing skills
*Strong organizational skills
*Good written and verbal communication skills
*Strong attention to detail
*Strong analytical skills
*Ability to manage multiple priorities and meet deadlines in a fast paced high volume work environment
This position offers a full range of benefits including Health, Dental, and 401k.
Equal Opportunity Employer
Member FDIC | Equal Housing Lender | NMLS ID 401285